Evening Azkar · 4 of 23
Protection from Anxiety, Laziness & Debt
Seeking Refuge from Worries
Arabic
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Transliteration
Allahumma innee a'oodhu bika minal-hammi wal-hazan, wa a'oodhu bika minal-'ajzi wal-kasal, wa a'oodhu bika minal-jubni wal-bukhl, wa a'oodhu bika min ghalabatid-dayni wa qahrir-rijaal.
Meaning in English
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Virtue and source
Abu Sa'eed al-Khudri (may Allah be pleased with him) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Ansar called Abu Umamah (may Allah be pleased with him). He ﷺ asked, "What is the matter? Why are you sitting in the mosque when it is not the time for prayer?" He replied, "Never-ending worries and debts, O Messenger of Allah." The Messenger of Allah ﷺ then asked, "Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?" He replied, "Yes of course, O Messenger of Allah." He ﷺ said, "Say in the morning and evening [the above]." Abu Umamah (may Allah be pleased with him) said, "Then I did that, and Allah removed my worries and settled my debts." (Abu Dawud 1555)
How to read this dhikr
Protection from Anxiety, Laziness & Debt is part of the evening azkar, the adhkar the Prophet ﷺ taught for the evening. The best time is after Asr, before the sun sets; if you miss that window it can still be read after Maghrib, before you sleep.
It is read once. Say it slowly, understanding the meaning, rather than rushing to the next one.
The same dhikr is also part of the morning azkar.